Mortgages & Home Equity

Adjustable rate. Fixed rate. Existing home or new construction. A home equity loan. Which will work for you? Each customer's situation is different. That's why we have lots of ways to get you in the house you want. Professional mortgage officers and local decision making, right here in York County, make this possible.

Visit our Mortgage Center for current rates and online application


Fixed Rate Home Mortgages

With a fixed rate mortgage, you'll enjoy predictable payments for the life of the loan. Market fluctuations don't affect your rate or monthly payment. This popular option offers low down payments and a choice of terms. We also offer a special program for first time homebuyers. Learn More


Adjustable Rate Home Mortgages

Adjustable Rate Mortgages may offer a lower initial interest rate and monthly payment. Annual and lifetime caps protect you from extreme rate increases.


Home Equity Loans

Our Home Equity loan lets you lock-in your rate for the life of your loan. You get a great fixed rate and can budget with the knowledge that your payments will always remain the same!


Home Equity Line of Credit

If you have recurring borrowing needs, a credit line is a smart option. Our Home Equity line offers flexible access to your funds when you need them, simply by writing a check.

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